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An exclusive benefit for Service Champions employees — provided by Sean Herrero at CrossCountry Mortgage.
As a Service Champions employee, you have access to an exclusive home buying benefit — including up to $2,500 toward your closing costs, homeownership education, and low down payment options designed for first-time buyers.
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An exclusive benefit for Service Champions employees — provided by Sean Herrero at CrossCountry Mortgage.
Watch this short video to see how Sean Herrero helps Service Champions employees achieve homeownership — and how to claim your exclusive $2,500 closing cost credit.
Sean Herrero has partnered with Service Champions to give every employee an exclusive lender credit of up to $2,500 toward closing costs. This benefit is reserved only for Service Champions team members — and it can make a real difference on your first home purchase.
Combine it with a low down payment program and you could move into a home with far less out-of-pocket than you ever thought possible.
Applied directly at closing to reduce your out-of-pocket costs. Available exclusively to Service Champions employees through Sean Herrero at CrossCountry Mortgage.
Service Champions Employees OnlyYour exclusive employee benefit puts up to $2,500 back in your pocket at closing — covering appraisal fees, title costs, and more. Reserved just for Service Champions team members.
Not sure where to start? Sean walks you through every step — from what a mortgage actually is, to reading a loan estimate, to what happens at closing. No jargon, no pressure.
You don't need 20% down. Conventional loans start at 3% down, FHA loans at 3.5%, and first-time buyer programs mean homeownership may be closer than you think.
Before you even start shopping, Sean fully underwrites your loan so your offer is as strong as a cash buyer. Sellers see certainty — and choose you over other financed offers.
Most financed offers take 30–45 days to close. Sean can close in as little as 10. That speed gives sellers confidence and can be the deciding factor in a competitive market.
If Sean's team makes a lender error that causes your deal to fall through and the seller keeps your deposit — Sean pays it back. Every dollar. A written guarantee, not a tagline.
Sean fully pre-underwrites your loan before you find a home. Your offer carries the same certainty as cash — verified, approved, no surprises for the seller.
Cash-Competitive FinancingMost financed offers take 30–45 days. Sean closes in as little as 10. In a competitive market, that speed alone can be the reason sellers pick your offer over others.
10-Day Close AvailableIf a lender error on Sean's part causes your loan to fail and the seller keeps your Earnest Money — Sean pays it back. Every dollar. Written guarantee, no exceptions.
Earnest Money ProtectedService Champions didn't pick a lender based on a brochure. They chose Sean Herrero because he has a proven track record of protecting buyers, closing on time, and communicating clearly throughout the process. The $2,500 closing cost credit is their way of making homeownership a real, achievable goal for every member of the team.
"We want every Service Champions employee to know that homeownership is within reach — and Sean is the only lender we trust to make that happen."
If Sean's team makes a lender error that causes your loan to fail — and the seller tries to keep your Earnest Money Deposit — Sean will write you a check for the full amount. Not a marketing promise. A written guarantee. It's the reason Service Champions puts their name behind this referral.
*EMD Guarantee applies in documented cases where a lender error on Sean Herrero's part directly causes loan failure and contract cancellation. Terms discussed at consultation. CrossCountry Mortgage, LLC.
Stay ahead of rate changes and know when the time is right to buy. Sean sends a personal monthly update to every Service Champions employee who signs up.
Service Champions has been Northern California's most trusted home services company for over 25 years. They care about every aspect of their employees' lives — including helping them achieve the dream of homeownership through this exclusive partnership with Sean Herrero.
Tel: (925) 575-0637 Email: sean.herrero@ccm.com
Sean specializes in helping first-time buyers navigate the process with confidence. From homeownership education to low down payment programs to the exclusive $2,500 employee credit — Sean is the lender Service Champions trusts with their team.
Tel: (925) 575-0637 Email: sean.herrero@ccm.comDon't leave your $2,500 closing cost credit on the table. Whether you're ready to buy now or just starting to learn, Sean is here to guide you every step of the way — for free.